Skip to main content

What our previous

clients are saying

Scroll down to read some reviews on this page, or you can click on the social media buttons below to read reviews on those sites.

For a 1st time homebuyer, it can be pretty scary. It was nice knowing I had a team like Michael's behind me. I was able to get all my questions answered timely, they made sure I understood each step, and even helped me get into some classes to get added benefits toward my purchase. Couldn't recommend Michael and his team enough!! Took a lot of the stress out of home buying.

Kelsey Johnson

Michael was a pleasure to work will, trying to get a house for almost 2 years and he was the first one that told me it could be done and was always there when we needed something. Appreciate all your hard work Michael!

Tyler Propst

Michael does not take no for an answer, for his clients. I was told by several lenders that I wouldn’t be able to take out a second mortgage and Michael was able to do the research to determine a way to make it work. If you are in a unique situation, Michael will go the extra mile to get you answers.

Cody McClanahan

We were about to sign with an out of state lender when I contacted Michael for a quick comparison. He worked hard for us, and got us a much lower rate and pmi fees. Having a local lender that made it a personable experience was more comforting. I truly felt he had my best interest in mind. Thanks!

Aaron Y

Michael is the type of person you want to deal with. He follows through on what he says and provided the kind of service and time commitment that I desired.

Chadd Shields

We couldn't have asked for more from Mike. He said he could beat Quicken Loans and he did hands down. He was always quick to respond to any question we had. Even the Title Company at the closing commented on how great and efficient he was to work with. While I don't have experience dealing with anyone else in this situation, I can't imagine it could have gone better.

Joel ButtsCincinnati, OH

We were about to sign with an out of state lender when I contacted Michael for a quick comparison. He worked hard for us, and got us a much lower rate and pmi fees. Having a local lender that made it a personable experience was more comforting. I truly felt he had my best interest in mind. Thanks!

Aaron Y

Michael is all customer service. Top notch. Hands down best I’ve worked with.

Scott Tilford

Michael was wonderful to work with and answered all of my questions. I was very nervous to buy my first home and he made me feel at ease and helped me with everything I needed.

Meg Elizabeth ThomasBellevue, KY

I was turned down by another company and a friend suggested Michael. He got me approved and into my dream home. He truly is the best and a pleasure to work with.

Sharon Stevenson

Michael is ALWAYS a pleasure to work with! We have done several transactions with Michael and we can always count on him being professional and providing exceptional communication with both our clients and agents. We know when we have clients who work with Michael and Cardinal Financial, we will have a smooth transaction!

C&A Real Estate

Michael was extremely helpful throughout the entire loan process. He was very patient answering my many questions. I could not be more pleased with the service he offered.

Kyle GrosserFort Thomas, KY

Michael was great to work with. He moved things along very quickly and was super helpful at explaining the whole process, with me being a first time home buyer. I was able to close in less than 30 days, much sooner than expected.

Amy PohlmanCincinnati, OH

Michael is an incredible loan officer. He cares and does everything in his power to get you into the house of your dreams.

Wyatt Moore

An expert local lender that is super helpful and responsive. He also teaches excellent classes to help better your business! Thank you for all you do!

Missy Bricking

Cardinal and Micahel helped made the home buying process as easy as it could be.
They did a great job of helping me as a first time home buyer discover the unknown waters of the mortgage and insurance process. Thank you to him and the rest of his team.

Elaine JohnsonCovington, KY

To say Michael goes above and beyond for his clients doesn’t even begin to describe how amazing he is! Being a first time home buyer I was a bit nervous, but Michael made the entire process a breeze. My husband and I reached out to Michael over a year ago, he helped us get our finances together so we would be prepared to buy a house when the time came. Michael was quick to respond whenever I had a question or needed a letter of pre-approval when putting in an offer. He walked us through the whole process and throughly explain all of the documents as they came. I was able to submit all documentation via an online system and was provided continuous updates throughout the entire process. Michael truly worked for us and got us the best mortgage rate possible! Thanks again for all of your help and hard work!

I would 110% recommend Michael to friend and family!

Katie SchottCovington, KY

To say Michael goes above and beyond for his clients doesn’t even begin to describe how amazing he is! Being a first time home buyer I was a bit nervous, but Michael made the entire process a breeze. My husband and I reached out to Michael over a year ago, he helped us get our finances together so we would be prepared to buy a house when the time came. Michael was quick to respond whenever I had a question or needed a letter of pre-approval when putting in an offer. He walked us through the whole process and throughly explain all of the documents as they came. I was able to submit all documentation via an online system and was provided continuous updates throughout the entire process. Michael truly worked for us and got us the best mortgage rate possible! Thanks again for all of your help and hard work!

I would 110% recommend Michael to friend and family!

Katie SchottCovington, KY

This was our first home buying experience and Michael answered all of our questions with great detail and great patience, never rushing anything! Very fast and organized, we closed almost a week before our official closing date!!! To top it all off, Michael is just a great, friendly person. Forget him processing our next loan, too, I’m just gonna get a bourbon with this guy!

Andrew DeCilles

Michael was great helping us through our first mortgage loan! He was extremely understanding and helped us with all of our questions being first time home buyers. I will absolutely work with him again!

Marie Piccola

Download our Homebuyer’s Guide!

X