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Your home loan made easy in Cincinnati, OH!

Your hometown mortgage experts!

Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.

First-Time Home Buyers

Buying your first home? We offer the guidance you need to get started.

Mortgage Walkthrough Guide

Get educated! Learn exactly what occurs in every step throughout the mortgage process.

Mortgage Calculator

How much can you afford? What does that monthly payment look like? Find out here.

Home Loan Options

We’re here to help you figure out which mortgage best fits your unique financial picture.
Michael Piccolo Mortgages

Michael Piccola

Branch Manager //  NMLS #1269145

Buying a house is the largest financial decision that many people make. But of course, not everyone has the cash to make that purchase outright. To help close the gap between you and your dream house, Team Picccola- Michael Piccola offers superior mortgage lending services to match your unique needs!

Michael can help you find the right home loan for you. He offers a fast, convenient lending process with exceptional service. Our team assists with everything from USDA loans and veteran loans to FHA loans and more.

Whether you’re a first-time home buyer looking to purchase your first home or a current homeowner looking to refinance, call our mortgage lender in the Tri-State Area, today to get the help you need! 801-0442
Michael Piccolo Mortgages

Why work with us?

We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best service while saving you money. We provide a completely customized experience, and will find the right loan program and best terms for you.

The most important part of our success is our clients and real estate agents who trust us every day to educate and advocate for them in the mortgage process. We have multiple loan products, giving our clients more options, competitive rates, and low fees. We are passionate about providing great customer service.

Top Mortgage Rates
Top Mortgage Rates
Mortgage Loan

How the process works



There are a few critical documents we will need to verify to start your process.



The appraisal ensures the home you are buying is worth the price that is being offered.


Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.


Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.


Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.



Signing the final documentation and receiving the keys to your new home!